Simple Issue Life Insurance

The application is a ‘knockout’ style questionnaire. The more questions you can honestly answer “NO” will lower the cost per thousand and increase the amount you can get.

Qualify for up to:

  • $500,000 without any medical—just a few questions.

Ideal for people with pre-existing medical conditions that are managed and those with personal history details that traditional underwriters would flag as undesirable risks.



A knockout questionnaire similar to the simple issue standard but a little more detailed and restrictive. Still quite accessible but the lower price and higher coverage limits require a few more questions.

Qualify for up to:

  • $100,000 to $750,000 – Ages 18–50
  • $100,000 to $500,000 – Ages 51–60
  • Terms 20 and Term 30

Perfect for people in good health who prefer not to go through traditional underwriting and invasive testing.

Request A Simple Issue Life Insurance Quote