Fast, Reliable Coverage for Life’s Unexpected Moments

Facing a serious illness is hard enough—worrying about how to pay for it shouldn’t be part of the struggle. That’s where Simple Issue Critical Illness Insurance comes in. Designed for Canadians who want quick, dependable coverage, this policy pays a lump-sum benefit if you’re diagnosed with a covered condition such as cancer, heart attack, or stroke.

At Maple Bay Financial, we make it easier than ever to apply—no medical exams, no lab work, and no delays.

What Is Simple Issue Critical Illness Insurance?

It’s a straightforward form of coverage that provides a one-time tax-free payment if you’re diagnosed with a covered critical illness. This money can be used however you choose—whether that’s paying for out-of-pocket medical expenses, covering bills while you recover, or even seeking private treatment.

Unlike traditional insurance, you won’t need to undergo a medical exam. Just answer a few health questions to apply.

Who Is Critical Illness Insurance It For?

Simple Issue Critical Illness Insurance is available to Canadians aged 18 to 65. It’s a great fit for those who:

• Want fast and easy approval
• Prefer a no-medical-exam process
• Are looking for clear, affordable protection
• Value peace of mind if a serious diagnosis were to occur

Whether you’re self-employed, have limited employee benefits, or simply want extra protection, this policy makes applying for critical illness insurance simple and stress-free.

Coverage Amounts & Term Options

Coverage typically ranges from $5,000 to $100,000, depending on your age and application. You’ll also have the flexibility to choose from term lengths that suit your needs—whether you’re looking for short-term protection or something longer-lasting.

Why It Matters

A serious illness can disrupt every part of your life—including your finances. Having a critical illness policy in place means you’ll receive a cash payout that can be used to:

• Replace lost income
• Pay for private or specialized care
• Cover everyday expenses during recovery
• Ease the financial burden on your loved ones

It’s an added layer of security that gives you the freedom to focus on healing—not your wallet.

Ready to Take the Next Step?

At Maple Bay Financial, we specialize in helping Canadians access affordable, fast-issue coverage—without the red tape. Our team will walk you through your options, answer your questions, and get you protected in minutes.

Simple coverage. Real peace of mind. Speak with a Maple Bay advisor today and explore how easy it is to protect yourself and your family from life’s “what ifs.”