Coverage for every Canadian

Why Choose No-Medical Life Insurance?

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Regardless Of Your Health Or Lifestyle, You Deserve Protection Too.

When it comes to life insurance coverage, many Canadians find themselves denied due to a health condition, age and/or lifestyle. The application process for whole life insurance can often be difficult but one of the solutions to consider is no medical life insurance. This coverage requires no medical exam (as the name suggests) and the application only takes 10-15 minutes to complete. Some life insurance providers will even issue policies within an hour after applying.

We're here to help you get covered

Reasons for No-Medical Insurance

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You've Been Denied Coverage Prior

Getting turned down for life insurance is discouraging. But it doesn’t mean you’re uninsurable. Many traditional providers use strict medical exams and narrow criteria that leave good people without protection.

How Maple Bay Helps:

  • No medical exam policies designed specifically for applicants who’ve been denied.
  • Coverage that works with your situation, not against it.
  • Fast approvals, often in just days.

You Have Pre-Existing Health Conditions

Health challenges shouldn’t prevent you from protecting your family’s future. Whether you’re living with diabetes, heart disease, or another condition, Maple Bay specializes in solutions that don’t require medical exams or invasive tests.

How Maple Bay Helps:

  • Guaranteed issue and simplified issue policies — no needles, no doctor’s reports.
  • Plans tailored for common health concerns.
  • Flexible coverage amounts to fit your needs.

Find coverage for your health needs, request a free no-obligation quote today.

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You have a high risk career or hobbies

Your career or passions shouldn’t stand in the way of protecting your loved ones. Whether you work in one of Canada’s high-risk industries or enjoy adventurous activities, Maple Bay offers coverage options designed for your lifestyle.

How Maple Bay Helps:

  • Coverage available for high-risk professions and hobbies.
  • No medical exams required — quick approval.
  • Flexible options to fit your needs and budget.

We make it possible to get life insurance without the usual hurdles. Get coverage no matter your lifestyle, request a quick quote today.

You're a Senior Looking for Peace of Mind

Age shouldn’t be a barrier to protecting your loved ones. Whether you want to cover final expenses, leave a gift for family, or simply ensure peace of mind, Maple Bay has options designed with Canadian seniors in mind.

How Maple Bay Helps:

  • Guaranteed approval options for ages 50–80.
  • Flexible coverage to fit your budget.
  • Simple process — no medical exams required.

Over 60? You can still get approved — even with health conditions. Request a quick no-obligation quote today.

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You Simply Want Fast, Easy Coverage

Sometimes you just need coverage — now. Maybe you’re getting a mortgage, traveling soon, or want peace of mind without waiting weeks for approval.

How Maple Bay Helps:

  • No medical exam = no delays.
  • Easy online application.
  • Quick approvals, sometimes the same day.

Thousands of Canadians are approved quickly through Maple Bay every year. Apply today and an advisor will contact your shortly.

Maple Bay Life Insurance

WHY CHOOSE US?

Our Canadian insurance brokers strive to provide an excellent level of customer service.

We offer the most diverse products in the industry and we are contracted by some of the top leading insurance carriers in Canada. 

When you work with our insurance broker, you will receive service and advice that is based on years of experience in the insurance industry. Our staff is professional, knowledgeable and dedicated to providing individuals with the right products. 

If you want to explore insurance options that will help protect you, your family, home and business, connect with us by phone or email, or fill out the quick form to request a free quote. Let’s get started today.

Get a Non-medical Life Insurance Quote.