At Maple Bay Financial, we know that applying for life insurance can feel overwhelming but it doesn’t have to be. That’s why Simple Issue Life Insurance is one of our most popular options. It offers a fast, straightforward way to get covered without undergoing medical exams, while still giving you more coverage than guaranteed issue plans.
Simple Issue Life Insurance is a no-medical exam policy designed for Canadians who want faster approval, with less paperwork and fewer delays. You won’t need to visit a doctor or get lab work done, but you will be asked a few health questions during the application process.
This type of coverage provides a balance between accessibility and affordability, making it ideal for people who are in decent health but don’t want to go through the traditional underwriting process.
Once approved, you’re covered for the entire term of your policy—or for life, depending on the plan you choose.
Simple issue life insurance is a great fit for:
It’s also a popular choice for self-employed individuals and busy professionals who want to protect their family fast, without jumping through hoops.
There are a variety of flexible options to meet your needs (depending on your age and health status). You can choose from:
Not sure which is right for you? Our licensed advisors will walk you through it in minutes.
With simple issue policies, you can typically qualify for $25,000 up to $1,000,000 in coverage, depending on your age, health, and the insurer’s guidelines. That’s more than enough to:
If you want reliable, affordable coverage without a lengthy application, simple issue life insurance offers a fast-track solution—often with approval in just a few days.
It’s also an excellent option if you’ve been putting off buying life insurance because the process seemed too time-consuming or complicated.
Applying for life insurance doesn’t have to be stressful or time-consuming. At Maple Bay Financial, we make it easy to understand your options and get the protection you need—fast.
Our experienced team is here to answer your questions, explain your choices clearly, and help you find a policy that fits your budget and lifestyle. Whether you’re just starting to look or ready to move forward, we’re just a phone call away.
Take the next step with confidence. Request your personalized quote today and see how simple it can be to protect what matters most.
