No medical Life Insurance Canada

Maple Bay, Financial Corp. can help you obtain a no medical life insurance policy in Canada.

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Maple Bay

Insurance brokerage located in British Columbia.

Our brokers are dedicated to providing clients with insurance coverage that fits their needs.

In Canada, now more than ever, people are searching for a life insurance plan without the lab samples, needles, ECG and other requirements that come with a medical examination.

We can provide you with information on the different types of life insurance products available and assist you in obtaining no medical life insurance if that’s the avenue you choose. Our brokerage company proudly offers services in British Columbia, Ontario, Alberta, Manitoba and Saskatchewan.

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An Important Question

Why People Choose Non-Medical Life Insurance?

Seniors Over 65 Life Insurance

Seniors may not require the same coverage amounts as younger family members

But they might still want to ensure their spouse receives a death benefit which can help pay for expenses like credit cards, mortgage and everyday expenses.

They may also want to leave an inheritance and contribute to their grandchildren’s education or have plans in place to pay for final funeral costs. Age and an existing health condition make it difficult to receive term life insurance but some life insurance companies are willing to provide no medical life insurance to seniors.

Guaranteed Life Insurance

Guaranteed life insurance provides people with exactly what they need when they need it.

If you don’t have any other option or were denied other life insurance policies due to a medical condition or a limited budget, then let’s discuss guaranteed life insurance for you.

Special Risk Life Insurance

If you engage in dangerous sports and are deemed a risk by typical life insurance policies.

You may be eligible for special risk life insurance. You may also qualify if you’ve been diagnosed with a serious health condition.

Funeral Insurance

Funeral life insurance will cover any end-of-life expenses so that your family won’t be burdened with them.

Funerals can be expensive and your family has enough to worry about as is. When you die, your beneficiary will receive the death benefit and can use the money in any way they choose.

Seniors Life Insurance

Senior life insurance is mainly for those looking to cover the costs of a funeral.

When you die, your beneficiary will receive a tax-free lump sum in order to help them cover your end-of-life expenses like your funeral, unpaid debts, and more.

Simple Issue Life Insurance

With typical life insurance, you have to undergo a medical exam.

But with simple life insurance, you won’t have to. While you’ll still have to answer some health-related questions, you are much more likely to be approved in a short amount of time.

Insurance For HIV

Traditional term life insurance has historically been difficult to obtain for those with a health issue like HIV.

No medical life insurance can qualify you for a fully underwritten policy up to $50,000 with just a simple questionnaire.

Dangerous Hobbies

If you have plans to participate in any of the following activities, no medical life insurance could be the right policy for you.

  • Scuba Diving
  • Sky Diving
  • Racing Motorized Vehicles
  • Rock Climbing
  • Base Jumping

Traditional types of plans don’t exclude you based on these activities, however, there is often an additional premium or certain exclusions in the policy. No Medical has a much quicker process and is approximately the same price.

Life Insurance Solutions

Client satisfaction is our main priority.

We have helped thousands of clients understand the ways insurance can positively impact their quality of life. See what our insurance broker can do for you. Give us a call today.

Get The Coverage You Deserve With Premiums You Can Afford

If you have a health condition or want to participate in excluded activities, getting traditional insurance coverage is one of the most difficult tasks. We will answer your questions regarding age, education and the coverage of the death benefit.

Guaranteed Issue Life Insurance

Guaranteed life insurance provides people with exactly what they need when they need it. If you don’t have any other option or were denied other life insurance policies due to a medical condition or a limited budget, then let’s discuss guaranteed life insurance for you.

Simple Issue Life Insurance

With typical life insurance, you have to undergo a medical exam. But with simple life insurance, you won’t have to. While you’ll still have to answer some health-related questions, you are much more likely to be approved in a short amount of time.

Contact Us

Our insurance brokers strive to provide an excellent level of customer service.

We offer the most diverse products in the industry and we are contracted by some of the top leading insurance carriers in Canada. 

When you work with our insurance broker, you will receive service and advice that is based on years of experience in the insurance industry. Our staff is professional, knowledgeable and dedicated to providing individuals with the right products. 

If you want to explore insurance options that will help protect you, your family, home and business, give us a call or send us an email. Let’s get started today.

Get a Non-medical Life Insurance Quote.